This insurance will reimburse you up to the $5,000 (*If you do not have health insurance, benefits are limited to $2,000) for any out-of-pocket medical expense incurred if your participant is injured while participating in the registered activity.
This coverage helps bridge your health insurance gap as unexpected medical bills can significantly impact anyone’s financial situation at any time.
With the average deductible for employer-provided family health plans at $2,700 and high-deductible plans averaging about $4,500. This means most families are vulnerable to high out-of-pocket costs if an accident or injury lands them in the hospital.
Accident & Injury Insurance has no deductible or copay (terms and conditions may vary for NY residents), so policyholders can easily be reimbursed for medical bills (up to the policy limit) without dipping into their health savings account.